by Variable Universal Insurance | Jun 15, 2025 | Uncategorized
Market volatility reducing cash value and causing policy lapse.
by Variable Universal Insurance | Jun 8, 2025 | Uncategorized
Yes, VUL offers flexibility—you can increase, decrease, or skip payments (within policy limits).
by Variable Universal Insurance | May 30, 2025 | Uncategorized
Includes cost of insurance, admin fees, fund management fees, and surrender charges.
by Variable Universal Insurance | May 30, 2025 | Uncategorized
Generally, no—they’re not tax-deductible for individuals.
by Variable Universal Insurance | May 30, 2025 | Uncategorized
Costs vary by age, health, coverage amount, and chosen investments.
by Variable Universal Insurance | May 26, 2025 | Uncategorized
Usually not—death benefits are generally income tax-free to beneficiaries.
by Variable Universal Insurance | May 23, 2025 | Uncategorized
The savings/investment part of the policy that can grow over time.
by Variable Universal Insurance | May 11, 2025 | Uncategorized
VUL has an investment component; traditional policies like term life do not.
by Variable Universal Insurance | Apr 27, 2025 | Uncategorized
It can, especially with Option B (increasing death benefit) policies.
by Variable Universal Insurance | Apr 21, 2025 | Uncategorized
Coverage ends and you may owe taxes on gains if the policy was surrendered.