by Variable Universal Insurance | May 30, 2025 | Uncategorized
Costs vary by age, health, coverage amount, and chosen investments.
by Variable Universal Insurance | May 26, 2025 | Uncategorized
Usually not—death benefits are generally income tax-free to beneficiaries.
by Variable Universal Insurance | May 23, 2025 | Uncategorized
The savings/investment part of the policy that can grow over time.
by Variable Universal Insurance | May 11, 2025 | Uncategorized
VUL has an investment component; traditional policies like term life do not.
by Variable Universal Insurance | Apr 27, 2025 | Uncategorized
It can, especially with Option B (increasing death benefit) policies.
by Variable Universal Insurance | Apr 21, 2025 | Uncategorized
Coverage ends and you may owe taxes on gains if the policy was surrendered.
by Variable Universal Insurance | Apr 19, 2025 | Uncategorized
Yes, your cash value can decrease due to poor market performance.
by Variable Universal Insurance | Apr 16, 2025 | Uncategorized
A life insurance policy that combines death benefit protection with investment opportunities.
by Variable Universal Insurance | Apr 15, 2025 | Uncategorized
It can be part of a strategy, offering tax-deferred growth and tax-free withdrawals/loans (if managed well).
by Variable Universal Insurance | Nov 15, 2024 | Uncategorized
Understanding Variable Universal Life Insurance Variable universal life insurance (VUL) represents a unique financial product that amalgamates the features of both universal and variable life insurance. This hybrid approach allows policyholders to enjoy greater...