Variable Universal Insurance | Variable Universal Insurance

Can I switch investments within my VUL?

Yes, most policies allow fund transfers (sometimes with limits or fees).

It’s a combination of the base death benefit and potentially the cash value.

Premiums are split: part goes to the insurance, the rest is invested in sub-accounts (like mutual funds).

Market volatility reducing cash value and causing policy lapse.

Yes, VUL offers flexibility—you can increase, decrease, or skip payments (within policy limits).